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Ifeatu Uzodinma – “Suppetias Ex Machina: Can AI Technologies Aid Financial Decision-Making of People with Low Socioeconomic Status?” – PhD Seminar


In this conceptual paper, we outline how individuals with low socioeconomic status are more vulnerable to making choices that undermine their welfare in economic decision environments that require an acceptable comprehension of risk. We propose that novel technologies, specifically Artificial Intelligence, can aid in improving financial decision making for individuals with low-risk comprehension and we suggest avenues where policy can leverage emerging Artificial Intelligence technologies to design specific choice architecture that aids more risk-aware decision-making for vulnerable socioeconomic groups. Lastly, we discuss the ethics of utilizing nudges for vulnerable populations, the limitations of our approach, and how our study can pave the way for future research to improve decision making for socioeconomically vulnerable individuals into how decision-making of people subject to resource scarcity can be improved.


1st October 2020
1:45 pm - 2:30 pm
Event Category:


Carl Singleton
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Microsoft Teams