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X-WR-CALNAME:Economics Research
X-ORIGINAL-URL:https://research.reading.ac.uk/economics
X-WR-CALDESC:Events for Economics Research
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DTSTART:20190331T010000
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DTSTART:20191027T010000
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DTSTART;TZID=Europe/London:20191003T130000
DTEND;TZID=Europe/London:20191003T140000
DTSTAMP:20260513T081635
CREATED:20190807T081258Z
LAST-MODIFIED:20190930T162500Z
UID:770-1570107600-1570111200@research.reading.ac.uk
SUMMARY:Household finance and financial literacy --- Jim Chen (Economics PhD seminar)
DESCRIPTION:Abstract: \nIn recent years\, households have become increasingly involved in financial markets and have access to increasing numbers of new financial products and services. Household’s financial literacy\, however remains poor and the cost of financial mistakes can be high. This paper uses a new household data-set and a rich set of covariates to investigate the causal relationship between financial literacy and household saving and borrowing behaviour. Using both standard and extended financial literacy questions\, this paper finds that literacy outcomes are largely comparable to other industrialised economies\, and that higher financial literacy leads to improved financial decision-making.
URL:https://research.reading.ac.uk/economics/event/jim-chens-presentation-2019/
LOCATION:Edith Morley 175
CATEGORIES:PhD Seminars
ORGANIZER;CN="Carl%20Singleton":MAILTO:c.a.singleton@reading.ac.uk
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